Financial Analyst Job Description

Financial Analyst Job profile and Description

A financial analyst works for financial institutions such as banks, security firms, insurance companies and mutual funds. The main role of the analyst is to learn about investment opportunities open to a client and analyze the same for purposes of understanding the viability of the investment venture. Based on this understanding, they advise a client either to purchase or sell off stocks in a specific company. The Financial analysts can choose to specialize in different sub-sectors such as investment banking, corporate mergers, or financial ratings. The financial analysts are also known as investment analysts or security analysts.

Duties and Responsibilities

• Providing analysis and the necessary guidance to individuals and corporate organizations for purposes of helping them male good investment decisions
• Gathering financial information
• Analyzing financial information
• Making financial recommendation
• Assessing the economic performance of specific companies, industries, or financial enterprises and giving a detailed analysis of the same to clients who have money to invest.
• Help security firms and investment to sell their financial services
• Analyzing prevailing trend in financial services, business practices and competition
• Reviewing new policies and regulations and projecting the effect that the same could have on the investments
• Evaluating the ability of governments or companies that issue financial bonds to repay debts
• Analyzing financial data, spotting trends and developing and developing forecasts
• Measuring financial risks associated with a specific investment
• Writing reports and making presentations for purposes of recommending the purchase or selling specific investments
• Answering clients questions regarding any changes that may happen in their benefit plans or consequences of a change in career

Skills and Specifications

• Calculative mind
• Problem-solving skills
• Good communication and interpersonal skills
• Attention to detail for purposes of finding some of the obscure facts in their line of work
• Must be able to write and make convincing presentation

Education and Qualifications

• A bachelor’s degree in Financial Accounting
• A CPA or an MBA is a big plus

………………………………………………………….